The Pension Pulse
Our team of experts stay on top of all the latest regulatory and legislative changes as well as industry trends. Pension Pulse is written by our team to distill these complex topics down to what you need to know without the extra jargon and noise. It’s our way to keep you well informed.
Give the articles a read and let us know if you have questions about how the information may apply to your situation.
Investing Cash Balance Plan Assets
Cash balance plans are becoming increasingly popular for higher income small-to-medium sized business owners. We recently published…
Mega Backdoor Roth: Part 2
In part one, we described a mega backdoor Roth. In this second entry, we dive deeper into why we typically recommend it for only Solo 401(k)s or husband/wife plans.
Mega Backdoor Roth: Part 1
One of the most frequently asked questions we receive is whether we can create a “mega backdoor Roth” inside a client’s 401(k) plan. But first: what IS a mega backdoor Roth?
Cash Balance Plan Primer
Cash Balance plans have grown in popularity in recent years, with more than 22,000 plans covering 9 million participants. Their growth is for good reason; business owners can contribute tax-deductible amounts significantly in excess of 401(k) Profit Sharing limits and they provide…
Sole Proprietors: Solo 401(k)s vs. SEPs? An Easy Choice
We work with a lot of sole proprietors, and one conversation that we routinely have with these entrepreneurs is answering the question of: “What is best for me when it comes to saving for retirement”?
Navigating SECURE 2.0: How Recent Changes Impact Spouses Owning Separate Businesses
In this post, we will touch on a recent change that SECURE 2.0 made to rules regarding Controlled Groups (specifically Section 315 of SECURE 2.0). Under the tax Code, certain related businesses must be aggregated when performing the coverage and nondiscrimination tests.
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